HEALTH & INSURANCE
Poland has the health care system based on general health insurance.
Persons covered by the general health insurance are entitled to free health services in the territory of Poland at the health care providers who have concluded contracts with the National Health Fund (NFZ – Narodowy Fundusz Zdrowia. The National Health Fund is the institution, which is responsible for assuring health services for insured persons and members of their families).
During a temporary stay in Poland, a person entitled to health care under EEA rules can receive health services in the following areas:
primary health care
specialist out-patient care
rescue services and ambulance transport.
In case of necessity of providing medical care, a student from a member country staying temporarily in the territory of Poland is entitled to free health care on the basis of the European Health Insurance Card (EHIC) or in particular cases on the basis of a special certificate. The student is obliged to present one of these documents (it is advisable to have also a copy) together with an identity document directly to the public health care provider.
The student will receive free health services at health care providers who have concluded a relevant contract with NFZ. In case of lack of the European Health Insurance Card or equivalent document, the patient will be obliged to cover costs of treatment by himself. The same obligation arises in case of treatment provided by a health care unit which has no contract with NFZ.
If there is a need of hospital treatment, a doctor’s referral is required. In case of sudden illness, accident, injury, intoxication, life threat, a patient receives necessary medical benefits without referral.
A patient who presented the European Health Insurance Card or a certificate, receives free hospital treatment within the general health care system.
Apart from academic and public medical care system there is also a well-developed private sector. The costs of medical care may be reimbursed if a student has purchased a health insurance policy in his country before departure.
Non EU/EEA citizens
The students from non-EU/EEA countries should purchase health insurance in their home country, before departure. In case of the ISIC or Euro<26, insurance is included in the card and the student does not need to buy another one unless he/she wants to increase its scope or value. Erasmus students (having so called legitymacja studencka – student’s card – issued by the host university) are usually allowed to consult doctors at academic medical care centres. Anyway, according to state health regulations foreigners (except the EU/EEA citizens, see above) have to pay for a medical consultation. The cost is then reimbursed by the health insurance company.
Apart from academic and public medical care system there is also a well-developed private sector.
It is also possible to purchase:
Polish public health insurance
Detailed information can be obtained at:
Narodowy Fundusz Zdrowia
Wydzial Obslugi Ubezpieczen
ul. Batorego 24
Monday to Friday: 8:00 – 16:00
Infoline: (+4812) 9488
With a Polish public health insurance students are entitled to get medical treatment at the:
ul. Armii Krajowej 5 Krakow
Phone: (+4812) 637 21 00 ext. 217
Monday to Friday: 8.00 – 19.00
Saturdays and Sundays: 8.00 – 19.00
ul. Lazarza 14
Phone: (+4812) 424 42 00
Zakład opieki Zdrowotnej MSWiA
Phone: (+4812) 615-17-34 or (+4812) 637-16-76
Monday to Friday: 8.00 – 18.00
Saturdays and Sundays: 7.00 – 15.00
Apart from the public medical care system there is also a well-developed private sector offering individual medical insurance (e.g.: PZU, Warta, Hestia, Falck and others).
Most people prefer to spend long hospital stays in their home country and near their family. We recommend owning medical insurance in your home country that covers „repatriation”, that is a plan that will pay to return you to your home country in case of serious medical problems.
[*] EU/EEA countries:
Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany,Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Spain, Sweden, United Kingdom.